Mutual Fund

Why invest in mutual fund?

Mutual fund is an investment instrument that pools money from investors to invest in securities according to each fund’s policy with professional fund manager making investment decisions and strategies.
Some of the advantages of mutual fund are that it is suitable for investors who have limited investment money, who have limited knowledge and experience in the investment and who have limited time to keep information update.
There are also a variety of investment policies, such as Bond, Thailand stocks, foreign stocks including real estate, gold and other investment instrument.
Investors can select the fund to match with their investment goals and acceptable risk levels. A risk test will be conducted when opening an account to start trading the fund.

Mutual Fund Highlights

Fund manager manages investments – experts are available to manage investments for investors in accordance with the established investment policy.
Diversification – helps to reduce the risk.
Low initial investment – some funds has a minimum investment of only one baht.
High liquidity – can be sold in cash
Convenient trading – trading every working day except some funds with clear trading conditions.
Diversified investment policy – There are a wide range of asset classes, investment goals, expected returns and acceptable levels of risk to choose.
Tax benefits – Mutual fund income is without income tax. And there are also RMF/SSF mutual funds that are a great tool for tax relief and long-term wealth planning.

Mutual Fund Article

Why invest in Mutual Funds with KS?

Various choices of asset managers in one place

(One Stop Service) without any additional fee

Subscribe-Redeem-Switch

by yourself via Streaming Fund+ application or Investment Consultant

Find Mutual Funds information from all asset managers in one place

check fund unit price, NAV, Risk Level or other information

Portfolio Monitoring

quick and convenient way to monitor gain/loss, transaction reports via application

Invest in Mutual Funds with KS

Subscribe or Redeem mutual funds with Streaming Fund+

1. Download Application Streaming Fund+

2. login to the system

3. Select Mutual Fund Account*

4. Select Mutual Fund of your choice**

* Account no. starting with 2 (2-x-x-xxxxxx-x) is for transacting mutual funds with tax benefit, Account no. starting with 3 (3-x-x-xxxxxx-x) is for transacting other types of mutual funds

** Subscription order via all channels each day no later than 14.00, Redemption order via all channels each day no later than 14.30

Type of Mutual Fund and Risk Level

How to Use Application

PAYMENT CHANNELS WEALTH ADVICE FOR ALL

Payment Channels

You can pay for the mutual funds through

Pay with Equity Account
Automatic Transfer System (ATS)

1.Pay with Equity Account

Purchase fees can be pay by letting companies hire purchase from a securities trading account (shares) to pay for the purchase.

2.Automatic Transfer System (ATS)

Kasikorn Securities provides ATS payment channels for 8 banks; KBANK / BBL / SCB / KTB / TMB / BAY / CIMB / TBANK. The payment can be made 1-3 weeks after the fund account has been set up (depending on the investor’s bank).

5 Steps to Invest

An integrated 5 steps investment advisory with services “Investment Planning”

Step 1 Demand Analysis

Demand Analysis is consider to be one of the most important step for service provider to understand their investors. Along the process, investors must critically conduct have to go through suitability test form that the service provider offer. In order to match the investors demand with suitable investment strategy as well as their risks appetite and investment goals and interests.

Step 2 Asset Allocation

Investors could do asset allocation to accordingly match with their demand, risks, goals and interests. In this case of mutual funds, Kasikorn Asset will limit investment proportions in their mutual funds either they are mutual funds that invested in bonds, Thai equity or foreign equity. Moreover, investors will be given with portfolio models from Application K-My Funds according to their demand analysis. Which will be distribute into 4 groups of investing i.e. K-FITS, K-FITM, K-FITL and K-FITXL.

Step 3 Invest with target

After investors have selected the suitable portfolio for their asset allocation in step 2 the Application K-My Funds will show wide range of funds that are likely to match with the investors’ demand as well as their risks, goals and interests. This will be easier for investors to invest towards their portfolio’s target.

Step 4 Follow up and Strategy revision

Fund Managers from Kasikorn Asset will be responsible for performance of the funds. In this case, they will have to rebalance and adapt their investment strategy in order to keep up with their performance.

Step 5 Investment Report

Investors will be able to monitor their portfolio all the time by using Application K-My Funds and KS will send report on their monthly summary regarding the position of the funds.

Investments in debt instruments are subject to interest rate risk. Investments in equities carry the risk of price volatility according to market conditions. The fund may invest in derivatives for hedging foreign exchange risk at the fund manager’s discretion. As the fund does not fully hedge against exchange rate risk, investors may incur a loss or gain from currency fluctuations, or receive a redemption amount lower than their initial investment. Investors should fully understand the product features, return conditions, and associated risks before making an investment decision.

Contact

Contact Kasikorn Securities Investment Advisor
Tel. 02 796 0011
E-mail: KS_BD@kasikornsecurities.com
Business hours:
Monday – Friday, 8:30 A.M. - 5:00 P.M.
(except Bank of Thailand holidays).